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Showing posts with label Investing. Show all posts
Showing posts with label Investing. Show all posts
Monday, 1 July 2024
Step by Step setting Financial Goals.
Step by Step setting Financial Goals.
Setting financial goals involves several steps:
1. Identify your objectives: Determine what you want to achieve, such as saving for a house, retirement, or paying off debt.
2. Assess your finances: Understand your income, expenses, assets, and liabilities.
3. Categorize goals: Short-term (less than a year), medium-term (1-5 years), and long-term (more than 5 years).
4. Make goals SMART:
- Specific
- Measurable
- Achievable
- Relevant
- Time-bound
5. Prioritize goals: Focus on the most important ones first.
6. Create an action plan: Outline steps to achieve each goal.
7. Set deadlines: Establish specific dates for achieving each goal.
8. Monitor progress: Regularly review and adjust your plan as needed.
Example of a SMART financial goal:
"I want to save $10,000 for a down payment on a house within the next 2 years, by setting aside $400 each month."
Remember, setting financial goals helps you stay focused and motivated to achieve financial stability and success.
Top Online Banking investment Tips.
Top Online Banking investment Tips.
Here are some online banking investment tips:
1. Research and compare rates: Look for higher interest rates and lower fees.
2. Consider mobile banking apps: Convenient and accessible investment tools.
3. Diversify your portfolio: Spread investments across asset classes and platforms.
4. Set financial goals: Define targets and timelines for your investments.
5. Automate investments: Regularly transfer funds to your investment accounts.
6. Monitor and adjust: Regularly review and rebalance your investment portfolio.
7. Consider robo-advisors: Low-cost, automated investment management options.
8. Educate yourself: Continuously learn about personal finance and investing.
9. Be cautious of scams: Verify the legitimacy of investment opportunities and platforms.
10. Consult a financial advisor: Seek professional guidance for personalized advice.
Remember, investing always involves some level of risk. It's essential to be informed and responsible with your financial decisions.
Friday, 16 September 2022
Can you get rich from investing? Image result for investing Yes, you can become rich by investing '
Can you get rich from investing? Image result for investing Yes, you can become rich by investing '
What are the different types of investments?
There are four main investment types, or asset classes, that you can choose from, each with distinct characteristics, risks and benefits.
Once you are familiar with the different types of assets you can begin to think about piecing together a mix that would fit with your personal circumstances and risk tolerance.
Growth investments
These are more suitable for long term investors that are willing and able to withstand market ups and downs.
Shares
Shares are considered a growth investment as they can help grow the value of your original investment over the medium to long term.
If you own shares, you may also receive income from dividends, which are effectively a portion of a company’s profit paid out to its shareholders.
Of course, the value of shares may also fall below the price you pay for them. Prices can be volatile from day to day and shares are generally best suited to long term investors, who are comfortable withstanding these ups and downs.
Also known as equities, shares have historically delivered higher returns than other assets, shares are considered one of the riskiest types of investment.
Property
Property is also considered as a growth investment because the price of houses and other properties can rise substantially over a medium to long term period.
However, just like shares, property can also fall in value and carries the risk of losses.
It is possible to invest directly by buying a property but also indirectly, through a property investment fund.
Defensive investments
These are more focused on consistently generating income, rather than growth, and are considered lower risk than growth investments.
Cash
Cash investments include everyday bank accounts, high interest savings accounts and term deposits.
They typically carry the lowest potential returns of all the investment types.
While they offer no chance of capital growth, they can deliver regular income and can play an important role in protecting wealth and reducing risk in an investment portfolio.
Fixed interest
The best known type of fixed interest investments are bonds, which are essentially when governments or companies borrow money from investors and pay them a rate of interest in return.
Bonds are also considered as a defensive investment, because they generally offer lower potential returns and lower levels of risk than shares or property.
They can also be sold relatively quickly, like cash, although it’s important to note that they are not without the risk of capital losses.
Back to Investing Basics
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What you'll learn:
Differnet types of assets
Key characteristics
Growth versus defensive
Written for: Beginner
"Growth investments are more suitable for long term investors that are willing and able to withstand market ups and downs."
"Defensive investments are more focused on generating income, rather than growth, in the long term and are considered lower risk than growth investments."
Saturday, 3 April 2021
WORK AT HOME JOBS.: Proven Ways To Make Money On The Internet | LeadsL...
WORK AT HOME JOBS.: Proven Ways To Make Money On The Internet | LeadsL...: Proven Ways To Make Money On The Internet | LeadsLeap
Wednesday, 4 June 2014
Investing : How To Build Wealth Like Millionaire Do.
INVESTING : HOW TO BUILD WEALTH LIKE MILLIONAIRE DO.
You can build wealth with real estate or property investment or with stocks of the dividend stocks type . But , today we are taking an example of a millionaire and copy how he choose to build wealth and see how we can gain from its Investment plan .
BUILDING AN INVESTMENT PLAN : The wisest way to take a full control over your future investing in the US marked down priced equities is to develop a monthly recurrent investment structure where you invest a small portion of your monthly income into the nationalized companies in the US . If you are setting aside some fund every month ,in no less time you would have bought all the listed stocks in your portfolio .This is a millionaire advice .
Seasoned investors and world leading investors are publicly telling investor to start investing now into the US stocks. Doing so gives you a piece of the Us future which Warrant Buffet says is very bright . Another angle to this is hat this stocks represents a lot of national interest to the US government because this company must succeed if the Us government which to move forward . According to him ,Buffet he is buying into US stocks for his personal account picking up a slice of American marked down price .
Besides his Berkshire Hathaway shares , buffet reveals that he used to own nothing but US Bonds. Now he writes , if price looks attractive my Berkshire net worth will soon be 100% in US stocks. A simple rules dictates is buying . Be fearful when others are greedy and be greedy when others are fearful . IT is no secret that Buffet is optimistic about Americas long term financial future and thinks people who own a piece of it will do well .It is however unusual for Buffet to make such an emphatic public declaration that the time now is to buy . This must be an extraordinary time for him to tell the world that he is putting is money where is mouth is where now , by purchasing his own pieces of America future prosperity .
In summary what Warrant Buffet it is teaching you and me is that if you invests in company like Federal National Mortgage company where the US government holds 80% of this company equity and only 20% to investors , is that an Investment of $1,000 in FNM has the potential of becoming $100,000 in the near future . The security is high as the company is currently under US government control.
List of Companies nationalized by US government you and me can include in our portfolio .
1.American International Group .
2.Citigroup Inc .
3.Regions Financial Corporation .
4.Bank of America Corporation .
5.Valley National Bancorp .
6.Washington Federal Inc .
7.Wells Fargo & Co .
8.JPMORGAN Chase &Co .
9.State Street Corporation .
10.The Federal Home Loan Mortgage Corporation .
http://www.howtotradethestockmarket.blogspot.com
You can build wealth with real estate or property investment or with stocks of the dividend stocks type . But , today we are taking an example of a millionaire and copy how he choose to build wealth and see how we can gain from its Investment plan .
BUILDING AN INVESTMENT PLAN : The wisest way to take a full control over your future investing in the US marked down priced equities is to develop a monthly recurrent investment structure where you invest a small portion of your monthly income into the nationalized companies in the US . If you are setting aside some fund every month ,in no less time you would have bought all the listed stocks in your portfolio .This is a millionaire advice .
Seasoned investors and world leading investors are publicly telling investor to start investing now into the US stocks. Doing so gives you a piece of the Us future which Warrant Buffet says is very bright . Another angle to this is hat this stocks represents a lot of national interest to the US government because this company must succeed if the Us government which to move forward . According to him ,Buffet he is buying into US stocks for his personal account picking up a slice of American marked down price .
Besides his Berkshire Hathaway shares , buffet reveals that he used to own nothing but US Bonds. Now he writes , if price looks attractive my Berkshire net worth will soon be 100% in US stocks. A simple rules dictates is buying . Be fearful when others are greedy and be greedy when others are fearful . IT is no secret that Buffet is optimistic about Americas long term financial future and thinks people who own a piece of it will do well .It is however unusual for Buffet to make such an emphatic public declaration that the time now is to buy . This must be an extraordinary time for him to tell the world that he is putting is money where is mouth is where now , by purchasing his own pieces of America future prosperity .
In summary what Warrant Buffet it is teaching you and me is that if you invests in company like Federal National Mortgage company where the US government holds 80% of this company equity and only 20% to investors , is that an Investment of $1,000 in FNM has the potential of becoming $100,000 in the near future . The security is high as the company is currently under US government control.
List of Companies nationalized by US government you and me can include in our portfolio .
1.American International Group .
2.Citigroup Inc .
3.Regions Financial Corporation .
4.Bank of America Corporation .
5.Valley National Bancorp .
6.Washington Federal Inc .
7.Wells Fargo & Co .
8.JPMORGAN Chase &Co .
9.State Street Corporation .
10.The Federal Home Loan Mortgage Corporation .
http://www.howtotradethestockmarket.blogspot.com
Wednesday, 18 September 2013
Personal Finance:Copy the Investment tips that guarantee an early and safe retirement.
Personal Finance:Copy the Investment tips that guarantee an early and safe retirement.
Investment is a tool that takes you from where you are to where you want to be.A lot of people there spent there useful years serving others not knowing that one day the retirement would come.How did you plan your retirement?are you thinking of having a safe retirement or zero retirement.I believe you deserve the formal.
Even,if you are the type that do not know how to invest or where to invest I have carefully put up some helpful pointers/ investment tips that teach you how to start putting money aside which is a prelude to a successful investment.
1.Go for a safety net:Look to have a safety net behind you,ideally aim for three to six months salary in cash before you make any other investments.This provides an emergency fund should you be made redundant.
2.Test that products:Before committing yourself to any financial product,including a mortgage,stress test it.In other words don"t merely look at the best scenario,look at the worst.So if you are taking out a large mortgage,look at what you might have to pay back if rates were 3 % or 4% higher.Do not believe anyone who says it might never happen.The fact is that it usually does.
3.Set a Budget:Set yourself a budget.Know how much money you have coming in but,more importantly,check how much money is going out.One way to do this is to note down over a period of four or five weeks every bit of your expenditure.This can identify spending that is going out of control and is a useful way of identifying where you can make savings.
4.Learn the ABC of Investing:Learn something new every day about investing -just one thing-but do not think you have to learn everything at a time.Pick one investment subject or aspect about investing and make it your own.
Do not invest in companies you have never heard of.Learn as much as you can about them.How long have they been going?what levels of profit are they making?what do they intend to do going forward?who runs the company?and if there is something you want to know about it,the 24hrs customer service of the company must be answerable.
5.Be a realistic Investor:Be realistic in your expectations-generating a return greater than the percentage you might get at the bank.If you want to get rich quick,do the lottery-the stock market is generally for people with patience.There are plenty of shares of stocks of public traded companies which offer growth or yield potential or both.
6.Be a winner:How to make money is how not to loose money.Run with winners and not losers.Go with the trend and withdraw profits immediately the opportunities comes.
7.Investment windows:Invest in U.s stocks represented by S&P 500 Index.
-Invest in Real Estates.
-Invest in commodities such as Gold and Oil.
-Invest in Domestic Funds.
and also invest in Exchange traded fund(ETF)
http://www.howtotradethestockmarket.blogspot.com.
Wednesday, 6 March 2013
Fixed-Income Securities:How Investing In Diversified Bond Mutual Funds Can Turn You A Millionaire.
Fixed-Income securities:How Investing In Diversified Mutual Funds Can Turn You A Millionaire.
fixed-income securities are at times referred to as regular income securities.fixed-income securities has been the choice of market investors who are ready to forgo capital growth for a regular income flows.
With diversified bond mutual funds you not only earn a save and regular income on your investment but also saves your investment from the risk involved by holding securities from different sectors.
As an updated market investor,Putnam Diversified Income A(PDINX) have been one of my favorite choice.Not only because it has a minimum investment of $500 which is affordable but also got a considerable Return on equity of 18.39% compared to other Diversified funds.
It has over 50% ROA(return on assets)because the fund invests 20%-65% of its assets in Government securities,domestic and foreign corporate bonds.To boost their earnings,they purchase corporate bonds which are rated investment grade.
Do more research and invest wisely.
http://www.onlinestocktradingmagazine.blogspot.com
http://www.howtotradethestockmarket.blogspot.com
https://gesmie.com/p/profitline66
Thursday, 10 January 2013
HOW TO MAKE MONEY ONLINE:Best Investment program capable of changing your life exposed.
HOW TO MAKE MONEY ONLINE:Best Investment program capable of changing your life exposed.
Investment could simply be described as a purchase of a financial product or other item of value with an expectation of a favorable returns on your investments.
Investment tips.
1.Invest with the best investment company.
2.Invest only in what you know and understand.
3.Diversify your investments to have fair share of the profits in the money market,mutual funds,exchange traded funds,stock market and Forex trading market.
MAKING MONEY ONLINE:BEST MONEY MAKING PROGRAM...2013
https://gesmie.com/p/profitline66
http://www.profitline66.blogspot.com
Tuesday, 18 September 2012
HOW TO RAISE CAPITAL FOR YOUR BUSINESS ONLINE.
HOW TO RAISE CAPITAL FOR YOUR BUSINESS ONLINE.
Do you know that there are over 15,000 sources you can explore to raise capital for your business online?locating the right investors that would fund your project is key to getting the proper exposure needed to raise capital.Whether you are non-profit or profit organizations or from any part of the world,the link will surely works for you.
All you need to do is to subscribe free to http://www.bizfin.com or http://www.publingo.com,submit your business proposal or plan to them and they will link you directly with the following major funding sources like Angel investors/group,private investors,private equity investors,venture capital,,consortia,corporations with venture arms,economic development agencies and private placement links.
Other links include family wealth managers,pension funds managers,mutual and hedge funds managers,internet friends and families,private markets,investment banks and private markets.
Depending on the industry and the amount of capital you are sourcing for ,they will submit your proposals free in less than 48hours.
HyperSmash
Pingates
https://gesmie.com/p/profitline66
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